Additional Coverage, Where You Need It
If you have a teenage driver, own a swimming pool, entertain at your home frequently or engage in any activity that poses risks of injuring someone or damaging their property, you might consider supplementing your existing insurance with a personal umbrella policy.
A personal umbrella liability policy provides an extra layer of insurance coverage over your standard liability policies. It protects your personal assets by kicking in when your standard liability coverage is exhausted.
Turn to EHD for cost-effective solutions for third-party liability
You’ll want to take into consideration not only your total personal assets but also your potential personal risks. For example, do you operate a business in your home and have employees and clients to your home on a regular basis? Does your profession or location of your home make you an easy target for a big settlement? Determine your personal risks to evaluate the amount of additional liability coverage that makes the most sense for you.
Coverages start at $1 million, and can go as high as $10 million. When considering the value of the umbrella policy, discuss your personal needs with your EHD representative.
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