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To learn more about how to protect your family's assets with customized personal insurance solutions, please contact Kristy L. Gergal.

Personal Insurance News

8 Backyard Grilling Safety Tips for Summer

As warmer weather hits, the smell of food on the grill fills the air. According to the National Fire Protection Association, nearly 9,000 home fires each year involve barbecues, so it’s important to brush up on grilling safety. Consider the following grilling safety tips: Grill outside only. Do not use your grill in a garage …

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Do I Really Need Flood Insurance?

Author: Tracy A. Joe – Senior Account Representative at EHD It is a tough question to answer. Many homeowners are unaware that their homeowners insurance does not provide coverage for flood losses. Flood insurance is written as a separate policy and is sold by the government. You may believe that because you are not in a high …

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3 Things to Remember When Hosting a Kid’s Birthday Party

Celebrating a child’s birthday is a joyous occasion for family and friends. Parents strive to fulfill their children’s wishes on their special day, but often, those wishes come with a hefty price tag.

Years ago, simple house parties with a cake and piñata were the norm. But today, many families take child parties to a whole new level, selecting elaborate venues and doling out expensive goodie bags. According to TodaysParent.com, hosting kids’ parties at a venue or with entertainers tends to cost a few hundred dollars minimum. In addition to this financial investment, parents should understand their responsibilities and liabilities when hosting a birthday party for their child.

The Expense of Owning a Gun

Typically, a homeowner does not pay a higher insurance premium if a gun is present in the home. But gun owners should take heed regarding extenuating factors. For example, if you own expensive or antique firearms, your policy may not cover their full value in the event that your home is destroyed or burglarized.

If an accidental gun discharge in your home injures or kills someone, you could find yourself facing a wrongful death lawsuit or something similar. If you lose the case, you could be responsible for paying monetary damages like attorney’s fees, medical costs, and even loss of expected income. A minimum $100,000 policy is unlikely to cover all of these expenses, so it is important to speak to a Trusted Choice® independent insurance agent as soon as you make the decision to purchase a gun to initiate any necessary changes to your policy.

Congratulations Class of 2015: Now It’s Time to Graduate to Your Own Insurance!

It’s a rite of passage for college students to don cap and gown and march across the stage for graduation ceremonies- in fact, according to the National Center for Education Statistics (NCES) almost 1.85 million students will graduate with a bachelor’s degree in 2015. As those 1.85 million make the transition from undergraduates to careers, pursuit of advanced degrees or back into mom and dad’s basement, it’s critical that they understand how walking across the stage may have changed their insurance needs.

ADDITIONAL CONTACTS

Commercial Insurance:
Contact: Jim Lewis
commercial@ehd-ins.com

Employee Benefit Services:
Contact: Scott Radcliffe
benefits@ehd-ins.com

Personal Insurance:
Contact: Kristy L. Gergal
klgergal@ehd-ins.com

EHD Surety:
surety@ehd-ins.com

EHD HOME OFFICE:

1857 William Penn Way
PO Box 11600
Lancaster, PA 17605

717-394-5681
+1-800-544-7292
Fax: 717-394-0842

Contact: Jon Miles
info@ehd-ins.com

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