EHD News You Can Use

To learn more about how to protect your family's assets with customized personal insurance solutions, please contact Kristy L. Gergal.

Personal Insurance News

How to Avoid Underinsuring Your Home

Your home is one of your greatest assets and a significant long-term investment. As such, it’s vital to protect your home and its contents with adequate homeowners insurance. Nevertheless, recent research found that many homeowners lack proper coverage. In fact, nearly 2 out of every 3 homes in America are underinsured—which means that the home …

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Must-Know At Home Fire Safety Tips

The place where many Americans feel safest—at home—is the same place with the greatest risk of fire. Nearly 80 percent of fire deaths in the United States each year occur in the home. The best way to practice fire safety is to make sure one does not break out in the first place. This means …

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How to Insure a Second Home

If you’re investing in a second home, there are some insurance basics that will help you make the best buying decision when it comes to determining insurability and estimating your ongoing cost of ownership. It can cost more to insure a second home than to insure your primary residence. Premiums are based on a variety …

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7 Keys to Shopping for Auto Rates

Learning about how automobile insurance rates are determined will help you to navigate why rates vary and assist you with your auto buying decision. Factors that impact auto rates include the following: Age of Insured Driver(s) – Young drivers under the age of 25 are statistically up to four times more likely to be in …

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The 5 Keys to Preparing for a Flood

Did you know: According to the Federal Emergency Management Agency (FEMA), floods are one of the most common disasters in the United States? Even small streams, gullies, creeks, culverts, dry streambeds or low-lying ground that appear harmless in dry weather can flood. Plus, it only takes an inch or two of water to cause major …

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Flood Insurance for Home Owners: What Protection Does it Offer?

A standard homeowners policy does not cover damages from flooding. A separate flood policy is needed to cover losses to your property caused by flooding, which provides coverage for things such as: Structural damage Furnace, water heater and central air-conditioning Flood debris clean up Electrical and plumbing systems Cost of Coverage As a homeowner, you …

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How to Spot a Previously Flooded Car

Did You Know? In the wake of major natural disasters like Hurricane Katrina and Superstorm Sandy, the used car market is often inundated with flood-damaged cars and trucks, many of which are cleaned and transported to other parts of the country to be sold to unsuspecting consumers. The vehicle may look like it is in …

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ADDITIONAL CONTACTS

Commercial Insurance:
Contact: Jim Lewis
commercial@ehd-ins.com

Employee Benefit Services:
Contact: Scott Radcliffe
benefits@ehd-ins.com

Personal Insurance:
Contact: Kristy L. Gergal
klgergal@ehd-ins.com

EHD Surety:
surety@ehd-ins.com

EHD HOME OFFICE:

1857 William Penn Way
PO Box 11600
Lancaster, PA 17605

717-394-5681
+1-800-544-7292
Fax: 717-394-0842

Contact: Jon Miles
info@ehd-ins.com

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