EHD News You Can Use

To learn more about how to protect your family's assets with customized personal insurance solutions, please contact Kristy L. Gergal.

Personal Insurance News

How to Avoid Underinsuring Your Home

Your home is one of your greatest assets and a significant long-term investment. As such, it’s vital to protect your home and its contents with adequate homeowners insurance. Nevertheless, recent research found that many homeowners lack proper coverage. In fact, nearly 2 out of every 3 homes in America are underinsured—which means that the home …

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2 Essential Questions about Gap Insurance

Car owners often assume that if their car is totaled, it will be replaced at the amount they paid, or at least the amount they owe. However, that’s not always the case — learn why and what you can do to protect yourself. Is Gap Coverage Right for You? Guaranteed asset protection, or gap insurance …

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Thunderstorms: Before, During and After.

Protect your Home and Family Every thunderstorm produces lightning, which is extremely dangerous. Though lightning fatalities have decreased over the past 30 years, lightning continues to be one of the top three storm-related killers in the United States. In 2014, there were 26 fatalities from lightning. Although most lightning victims survive, people struck by lightning …

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Don’t Get Sunk: The 5 Keys to Sinkhole Coverage

Damage caused by sinkholes can be extensive, but may not always be covered by your homeowners policy. Read on to learn more about how a sinkhole insurance policy may be right for you. What Protection Does it Offer? Homeowners policies that cover only catastrophic ground collapse will cover the cost of damage only under the …

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Insurance and Vehicle Customization: They go hand-in-hand.

If you’re one of those people who enjoys getting more out of his or her car than just getting to your destination, you should be aware that any customizing that you do to your vehicle impacts your auto policy, too. The Basics An automobile policy is designed to provide you a level of protection against …

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Up in Flames: Preventing and Understanding House Fires

Each year more than 3,275 people die and 15,575 are injured in home fires in the United States. To protect yourself, it is important to understand the basics about house fires. Fire spreads quickly; there is no time to gather valuables or make a phone call. In just two minutes, a fire can become life-threatening. …

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3 Key Considerations for Insuring a Second Home

If you’re investing in a second home, we’ve gathered some insurance basics that will help you make the best buying decision when it comes to determining insurability and estimating your ongoing cost of ownership. Coverage Options At a minimum, your lender will require that you carry hazard insurance to protect your property against damage from …

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ADDITIONAL CONTACTS

Commercial Insurance:
Contact: Jim Lewis
commercial@ehd-ins.com

Employee Benefit Services:
Contact: Scott Radcliffe
benefits@ehd-ins.com

Personal Insurance:
Contact: Kristy L. Gergal
klgergal@ehd-ins.com

EHD Surety:
surety@ehd-ins.com

EHD HOME OFFICE:

1857 William Penn Way
PO Box 11600
Lancaster, PA 17605

717-394-5681
+1-800-544-7292
Fax: 717-394-0842

Contact: Jon Miles
info@ehd-ins.com

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