EHD News You Can Use

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Personal Insurance News

Loss Assessment Coverage: What is it and do you need it?

At most condo communities, a homeowners association (HOA) is equipped with an insurance policy that provides coverage for incidents that occur outside of a condo owner’s personal unit. This is commonly known as a master policy, and some condo owners wrongfully assume it is adequate enough to account for all incidents that occur in a …

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4 Tips for Remodeling Your Home, the Right Way

You’ve hired a reputable builder, collected paint swatches and selected the siding and now you’re finally ready to start that long-awaited remodeling project. What Protection Does it Offer? Whether your addition budget is large or small, you are adding both the value of your home and your exposure to risk. To ensure that your project …

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2 Essential Questions about Gap Insurance

Car owners often assume that if their car is totaled, it will be replaced at the amount they paid, or at least the amount they owe. However, that’s not always the case — learn why and what you can do to protect yourself. Is Gap Coverage Right for You? Guaranteed asset protection, or gap insurance …

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Thunderstorms: Before, During and After.

Protect your Home and Family Every thunderstorm produces lightning, which is extremely dangerous. Though lightning fatalities have decreased over the past 30 years, lightning continues to be one of the top three storm-related killers in the United States. In 2014, there were 26 fatalities from lightning. Although most lightning victims survive, people struck by lightning …

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Don’t Get Sunk: The 5 Keys to Sinkhole Coverage

Damage caused by sinkholes can be extensive, but may not always be covered by your homeowners policy. Read on to learn more about how a sinkhole insurance policy may be right for you. What Protection Does it Offer? Homeowners policies that cover only catastrophic ground collapse will cover the cost of damage only under the …

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Insurance and Vehicle Customization: They go hand-in-hand.

If you’re one of those people who enjoys getting more out of his or her car than just getting to your destination, you should be aware that any customizing that you do to your vehicle impacts your auto policy, too. The Basics An automobile policy is designed to provide you a level of protection against …

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Up in Flames: Preventing and Understanding House Fires

Each year more than 3,275 people die and 15,575 are injured in home fires in the United States. To protect yourself, it is important to understand the basics about house fires. Fire spreads quickly; there is no time to gather valuables or make a phone call. In just two minutes, a fire can become life-threatening. …

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