EHD News You Can Use

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Personal Insurance News

Up in Flames: Preventing and Understanding House Fires

Each year more than 3,275 people die and 15,575 are injured in home fires in the United States. To protect yourself, it is important to understand the basics about house fires. Fire spreads quickly; there is no time to gather valuables or make a phone call. In just two minutes, a fire can become life-threatening. …

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3 Key Considerations for Insuring a Second Home

If you’re investing in a second home, we’ve gathered some insurance basics that will help you make the best buying decision when it comes to determining insurability and estimating your ongoing cost of ownership. Coverage Options At a minimum, your lender will require that you carry hazard insurance to protect your property against damage from …

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7 Reasons Why Auto Insurance Prices are Rising

Inflation will cause the price of all insurance policies to rise slowly, but you may have noticed that your auto insurance has risen more than normal lately. Most lines of insurance cycle between soft and hard markets over a number of years, which has a direct impact on the price you pay. Now, the auto …

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Life Insurance 101: ‘Til Death do you Part

Life insurance isn’t a fun thing to think about, and it may seem like an unnecessary expense. But if you have people who depend on you for financial support, then life insurance is really about protecting them in case something happens to you – your designated beneficiary would collect a financial benefit upon your death. …

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Homeowner’s Insurance: What Protection Does it Offer?

A standard homeowners insurance policy insures the home itself and the things you keep in it. It is typically a package policy, which means it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people. Let’s take …

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Yuck 101: Do you need Sewer Back-up Coverage?

For an additional premium to your homeowners insurance policy, an endorsement for water backup and sump discharge will cover losses caused by the following: The backup of water or waterborne materials through a sewer or through a drain Water or waterborne material that overflows from a sump, even if the backup of water is due …

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Averting Disaster: How to keep your pipes from freezing

Did You Know? Generally, pipes that are exposed to outdoor temperatures freeze more readily, such as hose bibs, swimming pool lines and water sprinkler lines. Pipes that run along exterior walls in the home with minimal insulation also tend to freeze more easily. Read on for some hints to help keep your pipes from freezing. …

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