EHD News You Can Use

To learn more about how to protect your family's assets with customized personal insurance solutions, please contact Kristy L. Gergal.

News You Can Use

Preparing for a Second Wave of COVID-19 Cases

Even as stay-at-home orders and restrictions are lifted, daily operations won’t be business-as-usual for many across the country. The coronavirus (COVID-19) pandemic is still going on, despite businesses reopening. Moreover, public health officials and experts are warning of a potential second wave of COVID-19 cases. Of course, no one knows if or when a second …

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Flood Insurance Guide

Unfortunately, many people do not know the basics about flooding or flood insurance. It is important that consumers have the facts about their flood risk and have an understanding about flood insurance so that they can make informed decisions. The following are important facts and figures that provide a good picture of the risk of …

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Renters Insurance Tips

Renters insurance? Do you really need it? Not everyone who rents a home or apartment realizes it, but just as a homeowner should have insurance to cover accidents to or on their property, most renters also need renters insurance. If the home you are renting suffers from a tree falling onto the roof, the landlord’s …

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Home Insurance Guide

Whether you are a first-time home buyer, a veteran of many years of mortgage payments and house upkeep, a condo owner or an apartment dweller, your household is one of some 90 million in the United States. Chances are your home is your single most expensive budget item and– for the home or condo owner–your …

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Automobile Insurance Guide

When the first U.S. automobile insurance policy was purchased in 1898, there were barely 100 cars nationwide. Horses and carriages ruled the roads and the main concern for both insurers and auto drivers was any injury those noisy new machines might cause to horses. Download our FREE Automobile Insurance Guide (pdf)

Landscape Maintenance Services, Inc.

Landscape Maintenance Services, Inc. (LMS), headquartered in Hillsborough, NJ, is one of the largest and most reputable privately held landscaping contractors in the northeast U.S. LMS provides commercial landscaping, construction and snow removal services to commercial clients and homeowner/condominium associations in New Jersey and surrounding states. During its peak season, LMS employs between 700-800 people. …

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Talk to your insurance agent about the need for flood insurance. Nearly all communities in the United States have access to flood insurance. In addition, even if your lender/mortgagee doesn’t require flood insurance, this doesn’t mean your property isn…


Commercial Insurance:
Contact: Jim Lewis

Employee Benefit Services:
Contact: Scott Radcliffe

Personal Insurance:
Contact: Kristy L. Gergal

EHD Surety:


1857 William Penn Way
PO Box 11600
Lancaster, PA 17605

Fax: 717-394-0842

Contact: Jon Miles

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