EHD News You Can Use

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Employee Benefits News

ERISA Compliance FAQ: What is an ERISA Plan?

The Employee Retirement Income Security Act of 1974 (ERISA) is a federal law that sets minimum standards for employee benefit plans maintained by private-sector employers. The Department of Labor (DOL), through its Employee Benefits Security Administration (EBSA), enforces most of ERISA’s provisions. Violating ERISA can have serious and costly consequences for employers that sponsor welfare …

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Self-Funding and the Impact of Health Care Reform

Many healthcare reform regulations apply to all group health plans, regardless of whether they are fully insured or self-insured, but self-insured plans are exempt from certain provisions of health care reform. The following are examples of reforms that do and do not apply to self-insured plans.

Your Boat isn’t Seaworthy without Proper Coverage

The Basics A small boat, such as a canoe or other un-motorized boat, is typically covered under the personal property portion of your homeowners insurance policy. If you own a larger, faster boat, you’ll need a separate boatowners insurance policy. A typical boatowners insurance policy is designed to protect your boat, motor, equipment and passengers. …

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14 Liabilities of Renting out your Home

Checking the references of potential renters is vital when determining if you will open your home to strangers. If you are considering renting out your home, take the following considerations to heart before doing so. Renting To Do’s Draw up a rental agreement that defines the terms of the rental, including restrictions, liabilities and occupancy …

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7 Steps to Ensure Wellness Program Success

According to a RAND survey, approximately half of U.S. employers with 50 or more employees sponsor some type of workplace wellness program. As the issues of rising health care costs and increased absenteeism due to health problems grow, wellness programs are an effective method of improving employee health and morale, decreasing health-related costs for employers. …

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3 Must-Know Swimming Pool Liability Precautions

Did You Know? Fun in the sun is even better when you have a swimming pool in your backyard to stay cool on hot, summer days. Despite all the entertainment that a swimming pool offers, there are also homeowner liabilities. To help you minimize your risk, we’ve gathered some safety tips to keep you in …

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Don’t Jump Before you Know: Trampoline Liabilities

Did You Know? Trampolines can provide hours of entertainment and fun for the whole family—especially young children. However, there are a number of liability risks trampoline owners need to consider to keep loved ones safe. Use these tips to protect your personal property: Always supervise all users on the trampoline, regardless of their ages or …

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