EHD News You Can Use

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Commercial Insurance News

Where does your Cyber coverage belong? The CGL vs. Specialized Policy debate

The only way to protect the assets of your business is to carry adequate Commercial General Liability (CGL) Insurance. A CGL policy protects your business from damages caused by bodily injury or property damage for which your business is found to be legally liable. CGL is usually triggered first in the event of a loss, …

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Surety Bonds Explained: Because when you need one, you need one.

The way project owners evaluate and manage risks on construction projects and make fiscally responsible decisions to ensure timely project completion are crucial to their success. Since private owners cannot afford to gamble on a contractor whose reliability is uncertain or who could end up bankrupt halfway through the job, a surety bond is a …

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Limiting Social Host Liquor Liability

A bartender is legally liable for serving alcohol to a patron who becomes intoxicated and then injures a third party. Does a business face a similar exposure when it hosts a social event where alcohol is served, such as an open house or employee picnic? According to the Insurance Information Institute, liquor liability exposure is …

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The Most Frequently Cited OSHA Violations of 2016

The Occupational Safety and Health Administration (OSHA) recently unveiled its top 10 most frequently cited violations. The agency reports the leading causes of workplace injuries during its fiscal year (October through the following September). The 2016 top 10 list of most frequently cited standards did not change significantly from 2015, with fall protection violations remaining …

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5 Strategies to Start Developing a Safety Culture in your Workplace

No one would argue that workplace safety is not important. But how important is it to your employees? If you don’t know, it may be time to evaluate the safety culture at your organization and think about what you can do to improve workplace safety.According to OSHA, an established safety culture can reduce your injury and …

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