EHD News You Can Use

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Commercial Insurance News

Where does your Cyber coverage belong? The CGL vs. Specialized Policy debate

The only way to protect the assets of your business is to carry adequate Commercial General Liability (CGL) Insurance. A CGL policy protects your business from damages caused by bodily injury or property damage for which your business is found to be legally liable. CGL is usually triggered first in the event of a loss, …

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5 Ways to Make Reporting a Workers’ Compensation Claim Easier

Workers’ compensation laws are often misunderstood because they can vary significantly between states. If your employee reports an injury and you are unsure of what steps to take, you are not alone. However, regardless of your company’s geographical location, the first two days after an employee gets injured on the job are always the most …

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9 Key Considerations for Preventing a Data Breach

No company, big or small, is immune to a data breach. Many small employers falsely believe they can elude the attention of a hacker, yet studies have shown the opposite is true—a growing number of companies with fewer than 100 employees are reporting data breaches every year. Data breach response policies are essential for organizations …

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Understanding and Preventing Data Breaches

If your company handles critical assets such as customers’ personal data, intellectual property or proprietary corporate data, you are at risk of a data breach. It doesn’t matter if you are a Fortune 500 company or a small “ma and pa” shop—cyber thieves are always looking for their next score. It is often assumed that …

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4 Essential Types of Insurance for Sexual Misconduct Allegations

Allegations of sexual misconduct against politicians, celebrities and other public figures have become increasingly common in recent years. In fact, social movements and a strong public outcry have led to a marked increase in sexual harassment claims—claims that can be incredibly damaging for organizations themselves. As such, companies need to handle these situations with great …

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Heat Safety: What you need to know

OVERVIEW Heat and humidity can cause several different types of heat-related illnesses such as heat cramps, heat exhaustion and heat stroke. Knowing the signs and symptoms of each type of heat-related illness will help to keep you safe on the job. Normally, the body has ways of keeping itself cool by allowing heat to escape …

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Five Things You Can Do Right Now to Help Control Workers’ Compensation Costs

If your organization is experiencing rising workers’ compensation costs as a result of workplace accidents, you might consider taking a new look at safety. The key to spending fewer dollars on workers’ compensation is more than just stopping a few accidents; it requires a comprehensive safety program designed to continuously improve. A safety program that …

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