EHD News You Can Use

To learn more about how to protect your family's assets with customized personal insurance solutions, please contact Kristy L. Gergal.

Commercial Insurance News

What is an Officer Exclusion for your Work Comp Policy?

Most states require employers to purchase a workers’ compensation insurance policy to cover workers who are injured or made ill due to a workplace exposure. While owners and corporate officers can exclude themselves from coverage, there are potential drawbacks to opting out that need to be seriously considered before you make your decision. Executive officers …

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Where does your Cyber coverage belong? The CGL vs. Specialized Policy debate

The only way to protect the assets of your business is to carry adequate Commercial General Liability (CGL) Insurance. A CGL policy protects your business from damages caused by bodily injury or property damage for which your business is found to be legally liable. CGL is usually triggered first in the event of a loss, …

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The 4 Reasons for Prompt WC Claims Reporting

The rising cost of claims presents a significant challenge for employers today. However, there is a simple strategy that can significantly reduce your claims costs: report all claims promptly. In fact, the sooner a claim is reported, the lower the cost is likely to be. Beyond cost, reporting claims promptly can help avoid unnecessary conflict …

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2018 Most Frequently Cited OSHA Standards

OSHA recently unveiled its top 10 most frequently cited standards. The agency reports the leading causes of workplace injuries during its fiscal year (October through the following September) to help businesses identify common safety pain points. The 2018 top 10 list of most frequently cited standards didn’t change significantly from 2017, with fall protection violations …

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Return to Work Programs and Your Bottom Line

A Return to Health and Happiness Return to work programs help you get injured employees back to their normal or modified job duties as quickly and safely as possible. Instead of paying for workers’ compensation costs and lost workdays, you’ll save money by paying your employees their normal wages for doing light-duty work that the …

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Applying for Cyber Insurance 101

For cyber coverage to be effective, it requires a high level of due diligence on the part of prospective policyholders. To get the most out of your policy, you will want to consider the following best practices when applying for cyber insurance: Gather accurate data. Before the application process, it’s critical to speak with your …

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4 Strategies to Lower Reputational Risk

Health and safety incidents, product recalls and regulatory investigations are just a few of the incidents that have the potential to damage your reputation; and, since social media and other online sources have significantly changed the traditional news cycle, you may only have minutes to respond to a crisis and protect your reputation. There is …

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ADDITIONAL CONTACTS

Commercial Insurance:
Contact: Jim Lewis
commercial@ehd-ins.com

Employee Benefit Services:
Contact: Scott Radcliffe
benefits@ehd-ins.com

Personal Insurance:
Contact: Kristy L. Gergal
klgergal@ehd-ins.com

EHD Surety:
surety@ehd-ins.com

EHD HOME OFFICE:

1857 William Penn Way
PO Box 11600
Lancaster, PA 17605

717-394-5681
+1-800-544-7292
Fax: 717-394-0842

Contact: Jon Miles
info@ehd-ins.com

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