EHD News You Can Use

To learn more about how to protect your family's assets with customized personal insurance solutions, please contact Kristy L. Gergal.

Commercial Insurance News

The 5 Steps of Workplace Health and Safety Incident Investigations

When workplace health and safety incidents happen, it’s important to respond appropriately—that’s where incident investigations can help. Conducting an investigation allows employers to identify potential health and safety failings that led to the incident and make necessary workplace adjustments to help prevent future incidents. Review this guidance for more information on what workplace health and …

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The Beginning, Middle and End of OSHA Inspections

The Occupational Safety and Health Act (OSH Act) requires employers to provide a safe work environment for their workers. The Occupational Safety and Health Administration (OSHA) is responsible for creating workplace safety standards and enforcing compliance with the OSH Act. OSHA enforces compliance with the OSH Act by conducting inspections, gathering evidence and imposing penalties …

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What is an Officer Exclusion for your Work Comp Policy?

Most states require employers to purchase a workers’ compensation insurance policy to cover workers who are injured or made ill due to a workplace exposure. While owners and corporate officers can exclude themselves from coverage, there are potential drawbacks to opting out that need to be seriously considered before you make your decision. Executive officers …

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The Risks of Hiring Illegal Immigrants

No matter your personal views on illegal immigration, when it comes to employment, hiring illegal immigrants can greatly increase your liability if they are injured on the job. A big question in workers’ compensation (WC), and still the subject of continuing debate, is whether illegal immigrants are, or should be, covered. Since each state’s system …

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Save Your Business: 12 Keys to Preparing for a Hurricane

Of all businesses that close down following a disaster, more than 25 percent never open their doors again. While there’s no way to lower the risk of a natural disaster from hurricanes, there are critical measures that can be taken to protect your company’s bottom line from nature’s fury. A disaster plan and adequate insurance …

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Be in the Know: Devastating Reputational Risks

A strong reputation has the potential to be your largest asset, but just one crisis could irrevocably tarnish your image and ruin your business. According to a recent survey from Deloitte, the largest professional services network in the world, 87 percent of business executives believe that reputation is their largest risk area, and only 19 …

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Up in Smoke: The Essentials of Commercial Property Fire Coverage

A fire in your workplace can be extremely costly; in addition to the costs associated with fixing the damages, there is also a good chance that your day-to-day business activities will be interrupted during the repairs. To avoid potential expenses related to workplace fires, it is important that you have adequate fire coverage, which is …

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ADDITIONAL CONTACTS

Commercial Insurance:
Contact: Jim Lewis
commercial@ehd-ins.com

Employee Benefit Services:
Contact: Scott Radcliffe
benefits@ehd-ins.com

Personal Insurance:
Contact: Kristy L. Gergal
klgergal@ehd-ins.com

EHD Surety:
surety@ehd-ins.com

EHD HOME OFFICE:

1857 William Penn Way
PO Box 11600
Lancaster, PA 17605

717-394-5681
+1-800-544-7292
Fax: 717-394-0842

Contact: Jon Miles
info@ehd-ins.com

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