EHD News You Can Use

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Commercial Insurance News

Cyber Risk Management: The Four Essentials

If your company stores data and information digitally, you should have a cyber risk management program that addresses prevention, disclosure, crisis management and insurance coverage in the event of a data breach. Good cyber risk management requires the planning and execution of all four of these components. 1. Develop Strategies to Prevent a Data Breach …

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The Top 5 Indirect Benefits of a Robust Safety Program

Let’s get the obvious out of the way: we all know that having a solid risk and safety program in place can reduce your number of accidents and impact your workers’ compensation experience modification number. For many, that’s why they create one in the first place. There are, though, many business reasons to enact a …

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Decoding Insurance Carrier Financial Ratings

When choosing an insurance carrier to cover your business, there are many factors to consider. Price and customer service are often at the top of this list—no one wants to overpay for coverage, and you want your claims paid out in a fair and timely manner. Another piece to this puzzle that bears consideration is …

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What is Active Shooter/Active Assailant Insurance and Should my District Consider it?

By Rob Thompson, CSRM, ARM Assistant Vice President and Public Entity Practice Group Leader EHD The proliferation of intentional violent events perpetrated at public places, including school districts, is both frightening, and saddening.  Unfortunately, these events continue to occur with increasing frequency.  The PASBO safety committee is constantly trying to educate the membership on the …

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The Beginning, Middle and End of OSHA Inspections

The Occupational Safety and Health Act (OSH Act) requires employers to provide a safe work environment for their workers. The Occupational Safety and Health Administration (OSHA) is responsible for creating workplace safety standards and enforcing compliance with the OSH Act. OSHA enforces compliance with the OSH Act by conducting inspections, gathering evidence and imposing penalties …

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What is an Officer Exclusion for your Work Comp Policy?

Most states require employers to purchase a workers’ compensation insurance policy to cover workers who are injured or made ill due to a workplace exposure. While owners and corporate officers can exclude themselves from coverage, there are potential drawbacks to opting out that need to be seriously considered before you make your decision. Executive officers …

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The Risks of Hiring Illegal Immigrants

No matter your personal views on illegal immigration, when it comes to employment, hiring illegal immigrants can greatly increase your liability if they are injured on the job. A big question in workers’ compensation (WC), and still the subject of continuing debate, is whether illegal immigrants are, or should be, covered. Since each state’s system …

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ADDITIONAL CONTACTS

Commercial Insurance:
Contact: Jim Lewis
commercial@ehd-ins.com

Employee Benefit Services:
Contact: Scott Radcliffe
benefits@ehd-ins.com

Personal Insurance:
Contact: Kristy L. Gergal
klgergal@ehd-ins.com

EHD Surety:
surety@ehd-ins.com

EHD HOME OFFICE:

1857 William Penn Way
PO Box 11600
Lancaster, PA 17605

717-394-5681
+1-800-544-7292
Fax: 717-394-0842

Contact: Jon Miles
info@ehd-ins.com

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