EHD News You Can Use

To learn more about how to protect your family's assets with customized personal insurance solutions, please contact Kristy L. Gergal.

News You Can Use

Loss Assessment Coverage: What is it and do you need it?

At most condo communities, a homeowners association (HOA) is equipped with an insurance policy that provides coverage for incidents that occur outside of a condo owner’s personal unit. This is commonly known as a master policy, and some condo owners wrongfully assume it is adequate enough to account for all incidents that occur in a …

Loss Assessment Coverage: What is it and do you need it? Read More »

Educating Your Employees During Open Enrollment

Open Enrollment Education Opportunities Open enrollment is a period of time each year when employers permit new employees to enroll in a health plan and allow current employees to make changes to their existing medical coverage. During open enrollment, employees may decide to change plans, add or drop a dependent or add an optional benefit, …

Educating Your Employees During Open Enrollment Read More »

4 Tips for Remodeling Your Home, the Right Way

You’ve hired a reputable builder, collected paint swatches and selected the siding and now you’re finally ready to start that long-awaited remodeling project. What Protection Does it Offer? Whether your addition budget is large or small, you are adding both the value of your home and your exposure to risk. To ensure that your project …

4 Tips for Remodeling Your Home, the Right Way Read More »

Yes or No: Which Welfare Benefit Plans are (and aren’t) subject to ERISA?

The Employee Retirement Income Security Act of 1974 (ERISA) is a federal law that sets minimum standards for employee benefit plans maintained by private-sector employers. The Department of Labor (DOL), through its Employee Benefits Security Administration (EBSA), enforces most of ERISA’s provisions. Violating ERISA can have serious and costly consequences for employers that sponsor welfare …

Yes or No: Which Welfare Benefit Plans are (and aren’t) subject to ERISA? Read More »

Save Your Business: 12 Keys to Preparing for a Hurricane

Of all businesses that close down following a disaster, more than 25 percent never open their doors again. While there’s no way to lower the risk of a natural disaster from hurricanes, there are critical measures that can be taken to protect your company’s bottom line from nature’s fury. A disaster plan and adequate insurance …

Save Your Business: 12 Keys to Preparing for a Hurricane Read More »

2 Essential Questions about Gap Insurance

Car owners often assume that if their car is totaled, it will be replaced at the amount they paid, or at least the amount they owe. However, that’s not always the case — learn why and what you can do to protect yourself. Is Gap Coverage Right for You? Guaranteed asset protection, or gap insurance …

2 Essential Questions about Gap Insurance Read More »

Be in the Know: Devastating Reputational Risks

A strong reputation has the potential to be your largest asset, but just one crisis could irrevocably tarnish your image and ruin your business. According to a recent survey from Deloitte, the largest professional services network in the world, 87 percent of business executives believe that reputation is their largest risk area, and only 19 …

Be in the Know: Devastating Reputational Risks Read More »