EHD News You Can Use

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News You Can Use

Homeowner’s Insurance: What Protection Does it Offer?

A standard homeowners insurance policy insures the home itself and the things you keep in it. It is typically a package policy, which means it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people. Let’s take …

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Applying for Cyber Insurance 101

For cyber coverage to be effective, it requires a high level of due diligence on the part of prospective policyholders. To get the most out of your policy, you will want to consider the following best practices when applying for cyber insurance: Gather accurate data. Before the application process, it’s critical to speak with your …

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COBRA: The Only 4 People who Qualify.

The Consolidated Omnibus Budget Reconciliation Act (COBRA) allows individuals to continue their group health plan coverage in certain situations. Specifically, COBRA requires group health plans to offer continuation coverage to covered employees and dependents when coverage would otherwise be lost due to certain specific events, such as a termination of employment, a divorce or the …

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How to Make Company Volunteerism Successful

If your business is in its infancy, volunteerism is something that typically happens within the firm automatically as you grow. Even if your company is well established and already has a high competition for talent, a well-established employee volunteer program (EVP) can help attract and keep talented, socially conscious and ambitious employees. Volunteering can be …

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Yuck 101: Do you need Sewer Back-up Coverage?

For an additional premium to your homeowners insurance policy, an endorsement for water backup and sump discharge will cover losses caused by the following: The backup of water or waterborne materials through a sewer or through a drain Water or waterborne material that overflows from a sump, even if the backup of water is due …

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Life Insurance 101: ‘Til Death do you Part

Life insurance isn’t a fun thing to think about, and it may seem like an unnecessary expense. But if you have people who depend on you for financial support, then life insurance is really about protecting them in case something happens to you – your designated beneficiary would collect a financial benefit upon your death. …

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The 5 Main Challenges of HR Compliance

These days, HR departments are spread thinner than ever, yet are responsible for vitally important parts of the business: workplace compliance, policies and procedures, employee communications, benefits enrollment and much more. Researching, writing and maintaining all the information needed to stay on top of these tasks, in addition to handling day-to-day responsibilities, can be a …

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