Health & Human Services

Satisfying the needs of healthcare and human services agencies

EHD tailors insurance coverage and risk programs to the specific needs of non-profit and for-profit healthcare facilities and health and human services agencies. We also develop claim-reduction and risk-control strategies to reduce your overall costs.

Tailored insurance programs include the following:

  • Workers’ compensation, including risk identification and solutions, workers’ compensation claims specialists, and PA Certified Safety Committee development and assistance
  • Property and inland marine, including building, business personal property, equipment, business income loss and equipment breakdown coverages
  • Commercial auto/fleet, including non-owned exposures
  • General liability and product liability, including worldwide exposures
  • Professional liability, for both entity and individual coverage
  • Abuse and molestation coverage and prevention programs
  • Management liability, including directors & officers liability, employment practices liability, fiduciary liability, ERISA, crime and cyber liability
  • Pollution liability

Other services and resources available through EHD include, but are not limited to:

  • Assistance with insurance language in contracts (insurance requirements, indemnification agreements)
  • Employee safety education (in-person and online resources available)
  • Sample policy documents

To learn more about how EHD can assist your organization, please contact:

Ashley L. Adams
Client Services Director

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Commercial Insurance:
Contact: Jim Lewis

Employee Benefit Services:
Contact: Scott Radcliffe

Personal Insurance:
Contact: Kristy L. Gergal

EHD Surety:


1857 William Penn Way
PO Box 11600
Lancaster, PA 17605

Fax: 717-394-0842

Contact: Jon Miles

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