Commercial Insurance

Cyber Risk Management: The Four Essentials

If your company stores data and information digitally, you should have a cyber risk management program that addresses prevention, disclosure, crisis management and insurance coverage in the event of a data breach. Good cyber risk management requires the planning and execution of all four of these components. 1. Develop Strategies to Prevent a Data Breach …

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What is Active Shooter/Active Assailant Insurance and Should my District Consider it?

By Rob Thompson, CSRM, ARM Assistant Vice President and Public Entity Practice Group Leader EHD The proliferation of intentional violent events perpetrated at public places, including school districts, is both frightening, and saddening.  Unfortunately, these events continue to occur with increasing frequency.  The PASBO safety committee is constantly trying to educate the membership on the …

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EHD Insurance - Osha Inspections

The Beginning, Middle and End of OSHA Inspections

The Occupational Safety and Health Act (OSH Act) requires employers to provide a safe work environment for their workers. The Occupational Safety and Health Administration (OSHA) is responsible for creating workplace safety standards and enforcing compliance with the OSH Act. OSHA enforces compliance with the OSH Act by conducting inspections, gathering evidence and imposing penalties …

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What is an Officer Exclusion for your Work Comp Policy?

Most states require employers to purchase a workers’ compensation insurance policy to cover workers who are injured or made ill due to a workplace exposure. While owners and corporate officers can exclude themselves from coverage, there are potential drawbacks to opting out that need to be seriously considered before you make your decision. Executive officers …

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Save Your Business: 12 Keys to Preparing for a Hurricane

Of all businesses that close down following a disaster, more than 25 percent never open their doors again. While there’s no way to lower the risk of a natural disaster from hurricanes, there are critical measures that can be taken to protect your company’s bottom line from nature’s fury. A disaster plan and adequate insurance …

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Up in Smoke: The Essentials of Commercial Property Fire Coverage

A fire in your workplace can be extremely costly; in addition to the costs associated with fixing the damages, there is also a good chance that your day-to-day business activities will be interrupted during the repairs. To avoid potential expenses related to workplace fires, it is important that you have adequate fire coverage, which is …

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ADDITIONAL CONTACTS

Commercial Insurance:
Contact: Jim Lewis
commercial@ehd-ins.com

Employee Benefit Services:
Contact: Scott Radcliffe
benefits@ehd-ins.com

Personal Insurance:
Contact: Kristy L. Gergal
klgergal@ehd-ins.com

EHD Surety:
surety@ehd-ins.com

EHD HOME OFFICE:

1857 William Penn Way
PO Box 11600
Lancaster, PA 17605

717-394-5681
+1-800-544-7292
Fax: 717-394-0842

Contact: Jon Miles
info@ehd-ins.com

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