Commercial Insurance

The 5 Steps of Workplace Health and Safety Incident Investigations

When workplace health and safety incidents happen, it’s important to respond appropriately—that’s where incident investigations can help. Conducting an investigation allows employers to identify potential health and safety failings that led to the incident and make necessary workplace adjustments to help prevent future incidents. Review this guidance for more information on what workplace health and …

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Protecting Your Business During Civil Unrest

Civil unrest can create unique challenges for businesses. Specifically, business owners face the risk of vandalism, stolen or damaged goods and extensive property damage. With this in mind, it’s crucial to take steps to mitigate the risk of potential damages to your business during periods of civil unrest. Review the following guidance to help keep …

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Cyber Risk Management: The Four Essentials

If your company stores data and information digitally, you should have a cyber risk management program that addresses prevention, disclosure, crisis management and insurance coverage in the event of a data breach. Good cyber risk management requires the planning and execution of all four of these components. 1. Develop Strategies to Prevent a Data Breach …

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What is Active Shooter/Active Assailant Insurance and Should my District Consider it?

By Rob Thompson, CSRM, ARM Assistant Vice President and Public Entity Practice Group Leader EHD The proliferation of intentional violent events perpetrated at public places, including school districts, is both frightening, and saddening.  Unfortunately, these events continue to occur with increasing frequency.  The PASBO safety committee is constantly trying to educate the membership on the …

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EHD Insurance - Osha Inspections

The Beginning, Middle and End of OSHA Inspections

The Occupational Safety and Health Act (OSH Act) requires employers to provide a safe work environment for their workers. The Occupational Safety and Health Administration (OSHA) is responsible for creating workplace safety standards and enforcing compliance with the OSH Act. OSHA enforces compliance with the OSH Act by conducting inspections, gathering evidence and imposing penalties …

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What is an Officer Exclusion for your Work Comp Policy?

Most states require employers to purchase a workers’ compensation insurance policy to cover workers who are injured or made ill due to a workplace exposure. While owners and corporate officers can exclude themselves from coverage, there are potential drawbacks to opting out that need to be seriously considered before you make your decision. Executive officers …

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ADDITIONAL CONTACTS

Commercial Insurance:
Contact: Jim Lewis
commercial@ehd-ins.com

Employee Benefit Services:
Contact: Scott Radcliffe
benefits@ehd-ins.com

Personal Insurance:
Contact: Kristy L. Gergal
klgergal@ehd-ins.com

EHD Surety:
surety@ehd-ins.com

EHD HOME OFFICE:

1857 William Penn Way
PO Box 11600
Lancaster, PA 17605

717-394-5681
+1-800-544-7292
Fax: 717-394-0842

Contact: Jon Miles
info@ehd-ins.com

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