EHD News You Can Use

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News You Can Use

2 Essential Questions about Gap Insurance

Car owners often assume that if their car is totaled, it will be replaced at the amount they paid, or at least the amount they owe. However, that’s not always the case — learn why and what you can do to protect yourself. Is Gap Coverage Right for You? Guaranteed asset protection, or gap insurance …

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Engle-Hambright & Davies, Inc. (EHD) Absorbs J. Seltzer Associates in Pittsburgh, PA

Lancaster, PA, March 1, 2019– Engle-Hambright & Davies, Inc. (EHD), established in Lancaster in 1896 and one of the largest privately owned insurance brokers in the United States, has absorbed J. Seltzer Associates into its operation. Seltzer is an employee benefit consulting and brokerage firm originally established in Pittsburgh in 2011. The new combined entity …

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Where does your Cyber coverage belong? The CGL vs. Specialized Policy debate

The only way to protect the assets of your business is to carry adequate Commercial General Liability (CGL) Insurance. A CGL policy protects your business from damages caused by bodily injury or property damage for which your business is found to be legally liable. CGL is usually triggered first in the event of a loss, …

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Up in Flames: Preventing and Understanding House Fires

Each year more than 3,275 people die and 15,575 are injured in home fires in the United States. To protect yourself, it is important to understand the basics about house fires. Fire spreads quickly; there is no time to gather valuables or make a phone call. In just two minutes, a fire can become life-threatening. …

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How to Prevent and Investigate a Sexual Harassment Claim at your Company

Receiving a sexual harassment claim from an employee is a delicate situation. Employers must consider how they will respond to the complaint, how they will investigate the allegations and what guidelines they will use to assess the complaint’s validity. Ultimately, the employer’s response can have a significant effect on whether the employer is found liable …

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FAQs about Wellness Programs

When you are considering implementing a workplace wellness program, you may have a lot of questions. Below are some answers to frequently asked questions about wellness initiatives. We can’t do a comprehensive program right now, but is it still worth doing something? Absolutely—even a small activity can plant the seeds of success for your program …

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The 4 Reasons for Prompt WC Claims Reporting

The rising cost of claims presents a significant challenge for employers today. However, there is a simple strategy that can significantly reduce your claims costs: report all claims promptly. In fact, the sooner a claim is reported, the lower the cost is likely to be. Beyond cost, reporting claims promptly can help avoid unnecessary conflict …

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