EHD News You Can Use

To learn more about how to protect your family's assets with customized personal insurance solutions, please contact Kristy L. Gergal.

News You Can Use

Loss Assessment Coverage: What is it and do you need it?

At most condo communities, a homeowners association (HOA) is equipped with an insurance policy that provides coverage for incidents that occur outside of a condo owner’s personal unit. This is commonly known as a master policy, and some condo owners wrongfully assume it is adequate enough to account for all incidents that occur in a …

Loss Assessment Coverage: What is it and do you need it? Read More »

ERISA Compliance FAQ: What is an ERISA Plan?

The Employee Retirement Income Security Act of 1974 (ERISA) is a federal law that sets minimum standards for employee benefit plans maintained by private-sector employers. The Department of Labor (DOL), through its Employee Benefits Security Administration (EBSA), enforces most of ERISA’s provisions. Violating ERISA can have serious and costly consequences for employers that sponsor welfare …

ERISA Compliance FAQ: What is an ERISA Plan? Read More »

5 Reasons to Bundle Your Commercial Insurance Policies

While bundling policies is beneficial to insurance carriers, it is also highly beneficial to their customers. Similar to how bundling your personal home and auto policies may give you a discount, bundling your business policies can provide benefits way beyond cost savings. Here are the five main advantages of bundling your policies: Simplified bookkeeping Fewer …

5 Reasons to Bundle Your Commercial Insurance Policies Read More »

Insurance and Vehicle Customization: They go hand-in-hand.

If you’re one of those people who enjoys getting more out of his or her car than just getting to your destination, you should be aware that any customizing that you do to your vehicle impacts your auto policy, too. The Basics An automobile policy is designed to provide you a level of protection against …

Insurance and Vehicle Customization: They go hand-in-hand. Read More »

Internship Programs and Compliance 101

Many organizations use internship programs, and these programs can have many advantages for the employer and the intern. However, employers that hire interns must be aware of the rules that apply to interns under the Fair Labor Standards Act (FLSA). The FLSA requires most employees of for-profit employers—including interns—to be compensated for their services. Unpaid …

Internship Programs and Compliance 101 Read More »

FMLA and Workers’ Compensation – Your Questions Answered

The federal Family and Medical Leave Act (FMLA) and state workers’ compensation laws may both cover an employee who suffers a serious health condition while on the job. The Department of Labor (DOL) has issued revised regulations that implement the FMLA. Though the interplay between the FMLA and workers’ compensation leaves was addressed within those …

FMLA and Workers’ Compensation – Your Questions Answered Read More »

Engle-Hambright & Davies, Inc. (EHD) Absorbs J. Seltzer Associates in Pittsburgh, PA

Lancaster, PA, March 1, 2019– Engle-Hambright & Davies, Inc. (EHD), established in Lancaster in 1896 and one of the largest privately owned insurance brokers in the United States, has absorbed J. Seltzer Associates into its operation. Seltzer is an employee benefit consulting and brokerage firm originally established in Pittsburgh in 2011. The new combined entity …

Engle-Hambright & Davies, Inc. (EHD) Absorbs J. Seltzer Associates in Pittsburgh, PA Read More »