EHD News You Can Use

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News You Can Use

Loss Assessment Coverage: What is it and do you need it?

At most condo communities, a homeowners association (HOA) is equipped with an insurance policy that provides coverage for incidents that occur outside of a condo owner’s personal unit. This is commonly known as a master policy, and some condo owners wrongfully assume it is adequate enough to account for all incidents that occur in a …

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18 Essential Disciplinary Techniques for Supervisors

Supervisory training is critical to the success of any discipline program. Supervisors should consider the following techniques and considerations to effectively discipline employees: Cool down. Effective discipline will not result if tempers and emotions take charge. Remain calm no matter how ridiculous the excuse or accusation. Let the employee unwind, and then get the conversation …

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Thunderstorms: Before, During and After.

Protect your Home and Family Every thunderstorm produces lightning, which is extremely dangerous. Though lightning fatalities have decreased over the past 30 years, lightning continues to be one of the top three storm-related killers in the United States. In 2014, there were 26 fatalities from lightning. Although most lightning victims survive, people struck by lightning …

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Up in Smoke: The Essentials of Commercial Property Fire Coverage

A fire in your workplace can be extremely costly; in addition to the costs associated with fixing the damages, there is also a good chance that your day-to-day business activities will be interrupted during the repairs. To avoid potential expenses related to workplace fires, it is important that you have adequate fire coverage, which is …

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The Key to Recruiting: Voluntary Benefits

Offering voluntary benefits is a great way to enhance your benefits package, differentiate from competitors and increase employee satisfaction—all with little impact on your budget. But while employers may choose to offer numerous types of voluntary benefits that can deliver convenience and value for employees, many employees do not understand the advantages of these voluntary …

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The 5 Basics of Insuring Your Teen Driver

Getting a driver’s license is one of life’s milestones. But insuring a new driver can be expensive. Here are five things you can do to keep your premiums as low as possible and your teen accident-free. Add Your Teen to Your Auto Policy- Rather than setting up an independent policy for your teen driver, consider …

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Don’t Get Sunk: The 5 Keys to Sinkhole Coverage

Damage caused by sinkholes can be extensive, but may not always be covered by your homeowners policy. Read on to learn more about how a sinkhole insurance policy may be right for you. What Protection Does it Offer? Homeowners policies that cover only catastrophic ground collapse will cover the cost of damage only under the …

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