EHD News You Can Use

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Commercial Insurance News

Be in the Know: Devastating Reputational Risks

A strong reputation has the potential to be your largest asset, but just one crisis could irrevocably tarnish your image and ruin your business. According to a recent survey from Deloitte, the largest professional services network in the world, 87 percent of business executives believe that reputation is their largest risk area, and only 19 …

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Understanding and Preventing Data Breaches

If your company handles critical assets such as customers’ personal data, intellectual property or proprietary corporate data, you are at risk of a data breach. It doesn’t matter if you are a Fortune 500 company or a small “ma and pa” shop—cyber thieves are always looking for their next score. It is often assumed that …

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4 Essential Types of Insurance for Sexual Misconduct Allegations

Allegations of sexual misconduct against politicians, celebrities and other public figures have become increasingly common in recent years. In fact, social movements and a strong public outcry have led to a marked increase in sexual harassment claims—claims that can be incredibly damaging for organizations themselves. As such, companies need to handle these situations with great …

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Heat Safety: What you need to know

OVERVIEW Heat and humidity can cause several different types of heat-related illnesses such as heat cramps, heat exhaustion and heat stroke. Knowing the signs and symptoms of each type of heat-related illness will help to keep you safe on the job. Normally, the body has ways of keeping itself cool by allowing heat to escape …

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Five Things You Can Do Right Now to Help Control Workers’ Compensation Costs

If your organization is experiencing rising workers’ compensation costs as a result of workplace accidents, you might consider taking a new look at safety. The key to spending fewer dollars on workers’ compensation is more than just stopping a few accidents; it requires a comprehensive safety program designed to continuously improve. A safety program that …

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Surety Bonds Explained: Because when you need one, you need one.

The way project owners evaluate and manage risks on construction projects and make fiscally responsible decisions to ensure timely project completion are crucial to their success. Since private owners cannot afford to gamble on a contractor whose reliability is uncertain or who could end up bankrupt halfway through the job, a surety bond is a …

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Limiting Social Host Liquor Liability

A bartender is legally liable for serving alcohol to a patron who becomes intoxicated and then injures a third party. Does a business face a similar exposure when it hosts a social event where alcohol is served, such as an open house or employee picnic? According to the Insurance Information Institute, liquor liability exposure is …

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