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Whether you are a first-time home buyer, a veteran of many years of mortgage payments and house upkeep, a condo owner or an apartment dweller, your household is one of some 90 million in the United States. Chances are your home is your single most expensive budget item and– for the home or condo owner–your most valuable investment. Homeowners insurance* is a “package” policy that covers both property–structures and personal possessions–and liability.

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